银行英语情景口语：流动资金贷款

　银行英语情景口语：流动资金贷款

　关于流动资金贷款的该怎么表达呢？以下是小编给大家整理的关于流动资金贷款的银行英语情景口语，希望可以帮到大家

　Dialogue 1

　对话一

　A: Hello. I"m Duty Manager today; you wanted to speak to me?

　您好。我是今天的值班经理，您想找我谈一下吗?

　B: Yes. I hope you can help. I"m interested in obtaining a Working Capital Loan.So, I was wondering what you offer here? Do you have various types?

　是的。我希望你能帮助我。我对获得流动资金贷款颇感兴趣。所以， 我想知道你们这里都提供些什么呢?你们有各种类型的吧?

　A: Yes,Sir. We can provide these loans in both local and foreign currency, Temporary Working Capital Loans, Short-term Working Capital Loans and Mid-term Working Capital Loans.

　是的，先生。我们可以以本币和外币提供这些流动资金贷款，有临时 流动资金贷款，短期流动资金贷款和中期流动资金贷款。

　B: I see....

　我明白了……

　A: Which one interests you. Sir?

　您对哪一种感兴趣呢，先生?

　B: To be honest, I"m not exactly sure what we require just now.

　说实话，我目前还没有完全确定我们所需要的贷款种类。

　Dialogue 2

　对话二

　A: Hello again,Sir. Have you made your decision?

　又见面了，先生。您已经决定了吗?

　B: I was wondering, what do you require for a Temporary Loan?

　我想知道，申请临时流动资金贷款需要什么条件?

　A: What you need to do is go to our Corporate Business Department. They can deal with everything for you.

　您只需要去我们的公司业务部。他们可以为您打理一切事务。

　B: Great. Thanks.

　好的。谢谢。

　C: Good afternoon. What can we do for you?

　下午好。我们可以为您做些什么吗?

　B: Hi. I want to enquire about a Tarporary Loan, for business purposes, obviously.

　你好。我想咨询一下有关临时贷款的事项，当然是用于商业目的啦。

　Dialogue 3

　对话三

　A: Good afternoon, Sir. You"re here to see about a Temporary Loan, right? The loans we offer are for purchasing income-generating assets. Is that what you require?

　下午好，先生。您到这里来是要了解关于临时贷款的事项，对吗?我们提供的贷款是用于购买创收资产的。这是您需要的吗?

　B: Yes, that"s exactly what I need. How about terms for these?

　是的，这正是我所需要的。贷款期限是任何设定的?

　A: Well, we offer 60-day or 90-day loans. The balance of the loan is to be repaid in full by the end of the specified period.

　嗯，我们提供 60 天或 90 天的贷款。贷款余额需要在指定期限的截止曰期全部还清。

　B: Is there any flexibility on that?

　对此是否有任何的回旋余地呢?

　A: Unfortunately, not.

　对不起，没有。

　B: OK. In my position, I think the best way to go would be for the 90-day loan. That would give us a little more time to sort out the repayment plan.

　好吧。根据我的处境，我认为最好的方式是申请 90 天的贷款。这样我们就有更多的时间来理清还款计划。

　A: Not a problem, Sir. If you"d just fill out these forms, and of course with necessary clearance, we can get you the money right away.

　没问题，先生。如果您这就填写这些表格的话，当然还要有必要的证明，我们马上就可以把贷款发放给您。

　Dialogue 4

　对话四

　A: Welcome to IBJ. What can we do for you?

　欢迎光临 IBJ 银行。我们能为您效劳吗?

　B: It"s a bit of a problem situation, actually ... you see, our company has a Corporate Account with you, but unfortunately, we"ve been experiencing cash flow problems recently.

　其实，是有点儿麻烦事儿 你瞧，我们公司在这里开了一个公司账户，但不幸的是，最近我们遇到了现金流问题。

　A: I"m sorry to hear that. We value all of our customers, regardless of circumstances. What can we do to help?

　很遗憾。我们在任何情况下都重视我们所有的客户。我们能够提供什么帮助吗?

　B: We are going to need a loan. I"m not sure what loan is suitable for us, though.

　我们正需要贷款。但是，我不知道什么样的贷款适合我们。

　A: If you think it will be very short-term, I would recommend you go with the 60-day loan. Then it can be paid back quicker, so you won"t have to consider it in the future.

　如果您认为这种状况是很短暂的，我建议您申请 60 天的贷款。那么贷款就可以更快地付清，所以将来您就不必考虑它了。

　B: That seems like a good idea, it"s for wages, you see.

　这似乎是一个好主意，用它发工资，是啊。