常见银行英语词汇(各种银行术语和句子全面介绍)43049

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　常见银行英语词汇 account number 帐号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to en dorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dish onor a cheque 拒付 to suspe nd payme nt 止付 cheque,check 支票

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　cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler"s cheque 旅行支票 cheque for transfer 转帐支票 outsta nding cheque 未付支票 can celed cheque 已付支票 forged cheque 伪支票 Ban dar"s note 庄票，银票 banker 银行家 preside nt 行长 savings bank 储蓄银行 Chase Bank 大通银行 Citiba nk 花旗银行 Hongkong Shan ghai Banking Corporati on 汇丰银行 Chartered Bank of In dia, Australia and Ch ina 麦加利银行

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　Banque de 门 ndoChine 东方汇理银行 central bank, national bank, banker"s bank 中央银行 bank of issue, bank of circulati on 发行币银行 commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank委托开证银行 issuing bank, opening bank 开证银行 advis ing bank, no tify ing bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate ban ker of collect ion 代收银行 con sig ned ban ker of collect ion 委托银行 clearing bank 清算银行 local bank本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄 branch bank银行分行 trustee sav ings bank 信托储蓄银行 trust company 信托公司 financial trust 金融信托公司 unit trust 信托投资公司 trust institution 银行的信托部 credit department 银行的信用部 commercial credit compa ny (disco unt compa ny) 商业信贷公司(贴现公司) neighborhood savings bank, bank of deposit 街道储蓄所 credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行 land bank 土地银行 con struct ion bank 建设银行 in dustrial and commercial bank 工商银行 bank of com muni cati ons 交通银行

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　mutual savings bank 互助储蓄银行 post office savings bank 由 E 局储蓄银行 mortgage bank, building society 抵押银行 in dustrial bank 实业银行 home loan bank 家宅贷款银行 reserve bank 准备银行 chartered bank 特许银行 corresponding bank 往来银行 merchant bank, accepting bank 承兑银行

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　 investment bank 投资银行 import and export ba nk (EXIMBANK) 进出口银行 joint venture bank 合资银行 money shop, native bank 钱庄 credit cooperatives 信用社 clearing house 票据交换所 public accounting 公共会计 bus in ess acco un ti ng 商业会计 cost accounting 成本会计 depreciation accounting 折旧会计 computerized accounting 电脑化会计 general ledger 总帐 subsidiary ledger 分户帐 cash book 现金出纳帐 cash acco unt 现金帐 journal, day-book 日记帐，流水帐 bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资 economic cycle 经济周期

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　economic boom 经济繁荣 econo mic recessi on 经济衰退 economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏 in flation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 international balanee of payment 国际收支 favourable balanee 顺差 adverse bala nee 逆差 hard currency 硬通货 soft currency 软通货 international monetary system 国际货币制度 the purchasing power of money 货币购买力 money in circulatio n 货币流通量 note issue 纸币发行量 national budget 国家预算 national gross product 国民生产总值 public bond 公债

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　stock, share 股票 debe nture 债券 treasury bill 国库券 debt chain 债务链 direct exchange 直接(对角)套汇 in direct excha nge 间接(三角)套汇 cross rate, arbitrage rate 套汇汇率 foreign currency (exchange) reserve 夕卜汇储备 foreig n excha nge fluctuati on 夕卜汇波动 foreign exchange crisis 夕卜汇危机 discount 贴现 discount rate, bank rate 贴占现率 gold reserve 黄金储备 money (financial) market 金融市场 stock excha nge 股票交易所 broker 经纪人 commissi on 佣金 bookkeeping 簿记 bookkeeper 簿记员 an applicati on form 申请单 bank stateme nt 对帐单

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　letter of credit 信用证 strong room, vault 保险库 equitable tax system 等价税贝 Uspecimen sig nature 签字式样 banking hours, bus in ess hours 营业时间 银行英语口语-新开帐户 What kind of acco unt did you have in your mind? 你想开哪种帐户 ？ Do you like to ope n a curre nt acco unt? 你想开一个活期存款帐户吗 ？ A deposit or curre nt acco unt? 定期还是活期 ？ Please tell me how you would like to deposit your mon ey. 请告诉我你想存何种户头 ？ There"s a service charge for the check ing acco unt but no charge for the savi ngs. 支票户头要收服务费，现金户头不收。

　Our minimum deposit for a savi ngs acco unt is 100 dollars. 我们储蓄存款的最低存款额是 100 美圆。

　Five yua n is the minimum origi nal deposit. 最低起存款额是 5 元。

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　You can ope n a savi ngs acco unt at any time with an in itial deposit of 50 dollars. 你可随时以 50 美圆的起存额开立储蓄帐户。

　Even one yua n is all right. 甚至一元也可以起存。

　Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whe never you lose it. 这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。

　I should like to ope n a curre nt acco unt. 我想开一个活期存款帐户。

　I n eed a check ing acco unt so that I can pay my bill. 我需开个支票帐户，这样就能付帐。

　We"d like to know how we ope n a check in g-savi ngs acco unt. 我们想知道如何开一个支票储蓄帐户。

　I have a check ing acco unt here. 我在这里有一个支票存款帐户。

　I think rd like a deposit acco unt. 我想要开个定期存款帐户。

　Can I ope n a curre nt acco unt here? 我能否在这儿开个活期存款帐户？ I want to ope n a deposit acco unt with you. 我要开个储蓄帐户。

　rd like to ope n a deposit acco unt with you. 我想在你们这儿开个定期存款帐户。

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　 Could you tell me the differe nee betwee n a savi ngs acco unt and a check ing acco unt? 请告诉我储蓄存款与支票存款的区别好吗? Please tell me the procedure for ope ning a savi ngs acco unt. 请告诉我开个储蓄帐户需要什么手续。

　Will 100 yua n be eno ugh for a minimum deposit? 100 元作最低存款额够吗？ rd like to know whether a 200 yua n deposit will be eno ugh for ope ning a check ing acco unt. 我想知道开一个支票帐户 200 元存款是否够。

　Could you tell me how to operate this acco unt? 请告诉我如何经管这个帐户好吗？ Is there any minimum for the first deposit? 第一次储蓄有最低限额吗？ How much does each acco unt cost? 每个帐户要花多少钱？ Useful Phrases current deposit, current account 活期存款 fixed deposit, fixed account 定期存款 fixed deposit by installments 零存整取 joint account 存款帐户 to open an account 开户头

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　银行英语口语-存款 How much do you want to deposit with us? 你想在我们这存多少？ How much do you wish to pay into your acco unt? 你希望在你的户头上存多少？ How much money do you pla n to keep in your acco unt on a regular basis? 你计划在你的户头上定期存放多少钱？ How much cash do you pla n to deposit in your acco unt? 你有多少钱要存入呢？ I think you may deposit your money with the bank, or leave it here for temporary safe-keep ing. 我认为你可把钱存入银行，或留在银行暂保管起来。

　Would you please fill in the deposit ing form, giv ing the sum of money you"re to deposit as well as your n ame, address and professi onal un it? 请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？ I want to deposit 300 yua n in my acco unt. 我想在我的户头上存 300 元。

　I want to deposit these cheques in my acco unt. 我想把这些支票存在我的户头上。

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　 rd like to pay 200 yua n into my deposit acco unt. 我想在在我的定期存款户头上存 200 元。

　I want to deposit my paycheck. 我想存入我的工资支票。

　rd like to know whether I can cash a cheque here. 我想知道我能否在这兑换支票。

　Will you please cash this traveler"s cheque? 请兑现这张旅行支票好吗？ rd like to cash this money order. 我想兑现这张汇款单。

　I want to cash the bala nee of a traveler"s letter of credit. 我要把旅行信用证的结余兑现。

　Will you please tell me whether you charge for cheques? 请告诉我兑换支票收手续费吗？ Could you tell me how much the checks cost? 请告诉我这些支票要花多少钱？ What if I overdraw? 如果透支了怎么办?

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　 Please sig n your n ame on the bottom line if you want to cash the check. 如果想兑支票，请在底线上签名。

　Please write your acco unt nu mber on the back of the check. 请在支票背面写上你的帐号。

　We honored the check as the overdraft was only 5 yua n. 我们承兑这张支票的透支额只有 5 元。

　Please en dorse the cheque. 请背签这张支票。

　The traveler"s checks cost 1.5% of the total amount of purchase. 旅行支票手续费是购买总额的 1.5%。

　Here"s the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "ope n". 这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。

　但是如果你本人想开张兑现支票， 就不可打叉线。

　Each cheque you write will cost 2 dollars. 你每开一张支票将花 2 美圆。

　Useful Words and Phrases

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　account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to en dorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dish onor a cheque 拒付 to suspe nd payme nt 止付 cheque,check 支票 cheque book 支票本

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　order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler"s cheque 旅行支票 cheque for transfer 转帐支票 outsta nding cheque 未付支票 can celed cheque 已付支票 forged cheque 伪支票 Ban dar"s note 庄票，银票 银行英语口语-取款、结余 rd like to know if I can draw on my acco unt for payme nt of things I buy in Tianj in. 我想知道一下我是否能提取存款来支付天津购物的费用。

　I want to withdraw 200 dollars from my deposit account.

　 我要从我的定期存款中支取 200 美圆。

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　 I want to close my acco unt with you. 我想结束在你们这儿的帐户。

　I"d like to draw 100 yuan against this letter of credit. 我想从这份信用证上提款 100 元。

　May I draw money aga inst the letter of credit here? 我可以在这儿用这份信用证取钱吗？ Could you tell me my bala nee? 能否把存款结余金额告诉我？ Please let me know my bala nee. 请告诉我结余金额。

　I think you can draw on this acco unt by cheque in payme nt of goods. 我以为你可用支票提款支付购物费用。

　Your bala nee at the bank is 300 yua n. 你在本行的结余是 300 元。

　Your deposit is exhausted. 你的存款支净了。

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　Your letter of credit is used up. 你的信用证用完了。

　Please tell me how you wish to draw your mon ey. 请告诉我你希望怎样支款。

　Fill our a withdrawal form, please. 请填写取款单。

　The letter of credit is exhausted. 信用证上的款子已提清。

　The letter at Coun ter 6 will pay you aga inst your nu mber slip. 六号柜台的出纳员将根据你的号码牌付给你钱。

　Useful Words and Phrases to close an account, to clear an account 结清 to draw money 取款 draw in g-out slip 取款单 the number slip 号码牌 a withdrawal form 取款单 to fill in the receipt in duplicate 一式两份填这张收据 teller, cashier 出纳员

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　银行英语口语-兑换货币 Please tell me how much you want to cha nge. 请告诉我你要换多少。

　How much of the remitta nee do you want to convert into Japa nese yen? 你要把多少汇款换成日圆？ What kind of curre ncy do you want? 要哪种货币？ What"s it you wish to cha nge? 你有什么要换的？ What kind of curre ncy do you want to cha nge? 要换哪种货币？ In what denomin atio ns? 要什么面值的？ Please tell me what note you want. 请告诉我要什么钞票。

　Will seven tens be all right? 7 张 10 元的可以吗？

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　Is it in traveler"s cheques? 换旅行支票吗? rd like to know how I shall give it to you. 我想知道如何付钱给你。

　How would you like it? 你要什么面额的？ Would you kin dly sig n the excha nge form, givi ng your n ame and address? 请在兑换单上签字，写出你的姓名和地址，好吗？ Can you cha nge me some mon ey, please? 能否请你给我兑换一些钱？ Here it is, some French francs, Swiss francs, America n dollars and a few Dutch guilders. 这些就是：一些法国法郎，瑞士法郎，美圆和一些荷兰盾。

　Would you please give me seve n five-po und no tes, four pound no tes and four ten-shilli ng no tes, and the rest i n small cha nge. 请你给我 7 张 5 镑纸币，4 张 1 镑纸币，4 张 10 先令纸币，剩下的要零票。

　Would you mind givi ng me the six pence in coppers? 劳驾给我 6 便士的铜币。

　I"d like to know if you could change this money back into U.S. dollars for me. 我想知道能否把这笔兑回成美圆。

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　Could you cha nge these French francs for me?

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　能给我兑换这些法国法郎吗？ Can you give me 100 dollars in Swiss francs? 能否给我 100 美圆的瑞士法郎？ I"d like to convert the full amount of the remittance into U.S. dollars. 我想把全部汇款换成美圆。

　I"d like some coins for this note. 我想把这张纸币换成硬币。

　I"d like to break this 50 dollar note. 我想把这张 50 美圆纸币换开。

　Five twen ties and ten sin gles, please. 请给我 5 张 20 元和 10 张一元的。

　I need 300 dollars in 100-dollar cheques. 我要 300 美圆票面为 100 美圆的支票。

　I hope you"ll give me ten traveler"s cheques of 100 dollars each. 我希望给我 10 张面额为 100 美圆的旅行支票。

　In fives, please. 请给我 5 元票面的。

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　 Could you give me some small no tes? 给我一些小票好吗? Useful Words and Phrases currency, money 货币 money changing 兑换货币 an excha nge form 兑换单 bank note 钞票 note of large denomination 大票 note of small denomination 小票 small cha nge 零钱 subsidiary money 辅币 nickel piece 镍币 plastic currency notes 塑料钞票 convertible money 可兑换（黄金）纸币 银行英语口语-储蓄存款利息 What"s the in terest rate for the savi ngs acco unt? 储蓄存款的利率是多少？ Do you pay in terest on this acco unt?

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　这种存款付给利息吗？ Please tell me what the annual interest rate is. 请告诉我年利率是多少。

　In terest is paid at the rate of 1% per annum at prese nt. 目前每年的利率是 1%。

　It allows you to earn a little interest on your money. 这可使你从存款中获得一点利息。

　The acco unt carries in terest of 4%. 该存款有 4%的利息。

　The in terest is added to your acco unt every year. 每年的利息都加到你的存款中。

　The interest rate for the savings account is 4%. 储蓄存款的利率是 4%。

　It varies from time to time. At present it is 6%. （年息）每个时期都不同，现在是六厘。

　Useful Words and Phrases

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　in terest rate 禾 U 率 ** i nterest 单利 compound interest 复禾 U legal interest 法定利息 prime rate 优待利率 payable interest 应付利息 len di ng rate 贷款利率 usury 高利贷 the subsidy rate for value-preserved savings 保值储蓄补贴率 银行英语口语-外汇率 Tell me the current rate for RMB, please. 请告诉我人民币的现价。

　What"s your sell ing rate for RMB yua n in no tes today? 你们今天人民币现钞的售价是多少？ What"s the dollar going for today? 美圆今天的售价是多少？ Our buying rate for no tes is 523 yua n for 100 dollars. 我们 100 美圆的现钞买入价是 523 元。

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　It"s 200 French francs at today"s selling rate. 今天的卖出价是 200 法国法郎。

　The buying rate of U.S. dollar no tes is 460 yua n per hun dred dollars. 美圆现钞买入价是 100 美圆付 460 元。

　Useful Phrases buying rate 买进价格 selling rate 卖出价格 And how much will it be in Japa nese curre ncy? 换成日本币是多少？ How much would I get for 300 Japa nese yen? 300 日圆可兑换多少钱？ I"d like to know the exchange rate for German marks. 我想知道德国马克的兑换率。

　What rate are you givi ng? 你们提供的兑换率是多少？ What"s the excha nge rate today?

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　今天的兑换率是多少? Please tell me what you would give me for my U.S. dollars. 请告诉我这些美圆可以兑换多少钱。

　Please tell me the current rate for sterling. 请告诉我英国货币的现行兑换率。

　If you"ll wait a moment, I"ll find out the rates of exchange. 请等一会儿，我查一下兑换率。

　Please wait a mome nt.门 I find out the excha nge rate betwee n U.S. dollars and RMB. 请等一会儿，我查一下美圆对人民币的兑换率。

　It"s 470 yuan for 100 dollars. 100 美圆可兑 470 元。

　The excha nge rate today is 200 yen to the pound. 今天的兑换率是一英镑可兑 200 日圆。

　The rate for traveler"s cheques is 300 yua n aga inst 100 dollars. 旅行支票的兑换率是 100 美圆兑 300 元。

　These dollars are worth 1,000 yua n. 这些美圆可换 1000 元。

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　Useful Phrases exchange table, conversion table 汇兑换算表 foreign exchange 夕卜汇 exchange rate 夕卜汇率 conversion rate 折合率 foreign exchange restriction 夕卜汇限额 foreign exchange quotations 夕卜汇行情 to check the rate for sb. 查牌价